abako

Built for forward-thinking Swiss founders 🇨🇭

The AI Treuhand
for Your GmbH.

Tax optimization, compliance guidance, and annual closing — connected to bexio and powered by AI. Like a Treuhänder that never sleeps.

Muster GmbH
Ask abako anything...AI
of 30
28
ReceiptsAuto-Pilot
potential
CHF 1.8k
Tax SavingsThis year
due soon
3
DeadlinesQ2 2026
Receipt AutopilotAuto-Pilot
Migros47.50
PDFAdobe65.45
Helvetia82.00
28 of 30 auto-matched93%
2 need reviewBook 28
Salary & DividendsOptimized

Option A

Salary110k
Tax28.4k
BEST

Option B

Salary95k
Tax27.0k

Option C

Salary80k
Tax27.6k
Savings: CHF 1,400/yr
Ask abakoActive

Can I deduct my home office?

Yes — approx. 25% of home costs are deductible as business expenses.

OR Art. 59
Tax Radar
Last scan: today
Business DinnerAudit RiskCHF 186
Home OfficeOpportunityCHF 3.2k/yr
Train to ClientAudit RiskCHF 94
Compliance Calendar
2026
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Upcoming Deadlines
VAT Q131 Mar
Due
AHV Contributions10 Apr
Planned
Annual Closing30 Jun
Active

It's not the work. It's the not-knowing.

Am I claiming every deduction I qualify for?
Did MWST Q2 get filed correctly?
Is my salary-to-dividend split optimal?
When's my next AHV or BVG deadline?
Home office, phone, car — what's deductible?
Am I depreciating assets at the right rate?
Will I owe back-payments at year-end?
What's my actual tax bill this year?

abako answers every one.

Connected to your bexio. Watching continuously. All in one app.

Your Data In. Your Insights Out.

bexio handles your bookkeeping. You fill in the gaps. abako turns it all into actionable intelligence.

From bexioauto-synced

Transactions

Credit Card

Digitec Galaxus

-2'820

Bank account

Client payment

+4'200

Credit Card

Google Workspace

-184

Invoices

2
INV-041Müller AGCHF 3'200Paid
INV-042Bern DesignCHF 1'450Open

Company Profile

5-min setup

Company Name

Legal Form

Address

Employees

BVG Provider

UVG Provider

Annual Revenue

Everything You Need.
Nothing You Don't.

Four AI-powered tools that handle the routine work — connected to bexio, always up to date.

Smart Bookkeeping

Your Expenses, Handled.

Photos, PDFs, emails, screenshots — drop them all in. abako reads, matches, and books every one.

Any Format, Any Volume

Snap a photo, forward an email, or upload a PDF. abako reads every detail via OCR — 30 receipts at once, no problem.

Auto-Matched & Categorized

Each receipt is matched to its bank transaction and mapped to the right Kontenplan account. The system learns your patterns over time.

One-Click Approval

Review a clean queue of pre-matched entries. Approve in one click, adjust if needed — every correction makes it smarter.

Smart Bookkeeping

Drop receipt here

Smart Pattern Matching

Restaurant HelvetiaCHF 82.00

→ 6500 · Verpflegung

27 of 30 auto-matched

90%

3 need review
Book 27 Entries

Tax Intelligence

Pay Less Tax. Legally.

abako continuously monitors your finances and finds the structure that minimizes your total tax burden — from salary-dividend splits to real-time deduction opportunities.

Salary-Dividend Optimizer

AI models AHV, corporate tax, and personal income tax to find your optimal split — and re-runs continuously so you can adjust before year-end.

Proactive Tax Radar

Scans your bookings for deduction opportunities you're missing and flags audit risks — like undocumented business meals or travel expenses — before your Steueramt does.

Tax Optimization

Option A

Salary110k
Dividend10k
Tax28.4k
BEST

Option B

Salary95k
Dividend25k
Tax27.0k

Option C

Salary80k
Dividend40k
Tax27.6k

Potential savings: CHF 1,400/yr

Tax Radar

Last scan: today
Business Dinner — KronenhalleAudit RiskCHF 186.00

Missing attendee documentation

Compliance

Never Miss a Deadline.

From VAT filings to annual reports — abako tracks every obligation and guides you through year-end closing with a step-by-step workflow.

Compliance Calendar

Pre-populated deadlines for VAT, AHV, annual closing, and tax returns. Each deadline links to a guided workflow — not just a reminder.

Year-End Closing

Guided workflow that drafts your P&L and balance sheet from bexio data. What used to take weeks now takes an afternoon.

Asset Depreciation

Automatically calculates depreciation for your fixed assets based on Swiss tax rates. Review, confirm, and book — no spreadsheets needed.

Compliance Calendar

2026
Jan
MWST Q4
Feb
Mar
AHV
MWST Q1
Apr
May
Jun
Jahresabschluss
Jul
BVG
Aug
MWST Q2
Sep
Oct
Steuererklärung
Nov
MWST Q3
Dec
Final step: Confirm asset depreciation to complete year-end closing
Step 7 of 7 — Depreciation Confirmation86%

Confirm Asset Depreciation

Review and approve the automatically calculated depreciation for your fixed assets

AssetPurchasedValueDepr.Book Val.
MacBook Pro 16"15.03.20243'499-7002'799
Office Furniture01.06.20234'200-8402'520
Company Car10.01.202335'000-7'00021'000
Total Depreciation:CHF 8'540

AI Advisor

Ask Anything. Get Cited Answers.

Your 24/7 AI Treuhand — grounded in Swiss law and your actual bexio data. Honest about what it knows and what it doesn't.

Swiss Law Grounded

Answers cite OR, cantonal tax law, and ESTV guidelines with source links. Every response is verifiable.

Your Financial Context

Questions are answered using your real bexio data — not generic advice. Ask at midnight, get an expert-level answer in seconds.

Knows Its Limits

Holding restructures, international tax treaties, real estate — when a question is out of scope, it says so and recommends a specialist.

Ask abako

Active

Can I deduct my home office?

Yes — deduct a proportional share of rent, utilities, and internet as business expenses.

OR Art. 59

How do I pay myself a CHF 30k dividend?

5 steps: verify retained earnings, draft GV protocol, calculate 35% Verrechnungssteuer, file Form 103, then reclaim via DA-1.

OR Art. 675VStG Art. 4

Can you help restructure my holding company?

That's beyond my scope. Holding restructures require a licensed Treuhand specialist — I can outline what to ask them.

Specialist recommended

Built for Swiss Entrepreneurs.

Real feedback from early access testers.

“

Finally I see exactly what I'm paying for. The proactive insights are what sold me.

MB

Markus B.

Design Partner · Zurich

“

Reminders before each deadline — with a checklist of what to actually do. That's the bit my Treuhand never gave me.

SK

Sandra K.

Design Partner · Bern

“

Connecting bexio took under a minute and my chart of accounts was already there. No PDFs to email back and forth.

LM

Laura M.

Design Partner · Lucerne

Pricing

Transparent. Fair. No Hourly Rate.

One plan. Everything included, no hidden costs.

Receipt Autopilot

Photos, PDFs, emails — drop them in. abako reads, matches, and books every one.

Salary-Dividend Optimizer

AI models AHV, corporate tax, and income tax to find your optimal split — re-runs continuously so you can adjust before year-end.

Compliance Calendar

Pre-populated deadlines for VAT, AHV, annual closing, and tax returns. Each deadline links to a guided workflow — not just a reminder.

Ask the Treuhand

Your 24/7 AI Treuhand — grounded in Swiss law and your actual bexio data. Honest about what it knows and what it doesn't.

All-in-One
CHF99/mo

CHF 1,188/yr — billed monthly

  • Receipt Autopilot
  • Salary-Dividend Optimizer
  • Compliance Calendar
  • Year-End Closing Assistant
  • Tax Radar
  • Ask abako — AI Q&A
  • bexio integration

No credit card required · Swiss hosting

Your Treuhand costs you avg. CHF 5,000/year. abako from CHF 99/month.

Cut Your Treuhand Bill.
Keep the Control.

Connect your bexio account and let AI handle the routine — receipts, deadlines, tax optimization. All in one place.

Or write to us: hello@abako.ch

No credit card required · Free trial · Swiss hosting